Philosophy

What is “Risk,” Really? 

What is “Risk,” Really?    “Risk” is a term bandied about by financial professionals with seemingly reckless abandon. It’s important to understand what is meant by the term. Risk and return are inseparable. Some clients do not fully comprehend the risk inherent in their investments. Arguably, the most important job an advisor has is to …

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What should you do if you gained a large financial windfall from selling your home?

What should you do if you gained a large financial windfall from selling your home?     Many homeowners have cashed in on the hot real estate market over the past year, with some selling their homes even if they didn’t plan to because the offer that they received was irresistible. These homeowners may now …

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AP Wealth Management Team

What is an Investment Philosophy? Why does it matter?

What is an Investment Philosophy? Why does it matter?   Perhaps a good place to start when discussing investment philosophy would be to look at a term with which many of us are more familiar – worldview. According to Merriam-Webster’s Dictionary, a person’s worldview is “a comprehensive conception of the world especially from a specific …

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The Opioid Crisis and Family Finances

The Opioid Crisis and Family Finances Recent headlines about the opioid crisis are centered around the lawsuits that have been brought by states and municipalities against the manufacturers and distributors of opioids. The costs to treat people with opioid addiction have drained government budgets and they are rightfully seeking compensation. Unfortunately, at this point, it …

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Lessons from the Blue Ridge Relay

Lessons from the Blue Ridge Relay   Did you know that one of the largest running relay races in the United States takes place just up the road in the Blue Ridge Mountains? It is called The Blue Ridge Relay, and this year I had the opportunity to participate by running with a group from …

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10 Things to Consider When Planning to Transition into Retirement

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