Financial Planning

Planning for Elder Care – It’s never too late to start saving

Planning for Elder Care – It’s never too late to start saving.   If you have not started planning for long-term care expenses yet, today is the day!     Genworth puts out information on the cost of care for eldercare. The site provides numbers for in-home care, community and assisted living, and nursing homes …

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What should you do if you gained a large financial windfall from selling your home?

What should you do if you gained a large financial windfall from selling your home?     Many homeowners have cashed in on the hot real estate market over the past year, with some selling their homes even if they didn’t plan to because the offer that they received was irresistible. These homeowners may now …

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Clayton Quamme, CFP

Why Your Savings Rate Matters

Why Your Savings Rate Matters   When a crisis hits, like COVID, people tend to save more money. As people get more fearful about the future, they are more likely to spend less and save more. As the crisis subsides and recovery takes place, people start spending more and saving less. So, how much should …

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AP Wealth Management Financial Advisors

What ‘taboo’ money topics should we be openly discussing?

What ‘taboo’ money topics should we be openly discussing?   When asked what we do, My wife (a marriage and family therapist) and I (a financial planner) tell folks that we play a very unique role in people’s lives. We spend many hours helping individuals and couples with topics that are traditionally taboo – marriage …

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Give The Gift Of The Lifetime Financial Solution™ This Holiday Season

Give The Gift Of  The Lifetime Financial Solution™ This Holiday Season   Looking for a gift that will truly benefit a loved one for the rest of their life? Consider the gift of financial planning, The Lifetime Financial Solution™ or LFS from AP Wealth. Since this is not your typical wrapped gift found under the …

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Clayton Quamme, CFP

Your Savings Rate Matters

Your Savings Rate Matters   It is vital to understand your financial metrics – your net worth, savings rate, withdrawal rate, tax rate, and more given your financial situation. In this article, we will look at the importance of your savings rate and how it impacts reaching your financial goals.   Your savings rate is …

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10 Things to Consider When Planning to Transition into Retirement

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