Tom O'Gorman

What is “Risk,” Really? 

What is “Risk,” Really?    “Risk” is a term bandied about by financial professionals with seemingly reckless abandon. It’s important to understand what is meant by the term. Risk and return are inseparable. Some clients do not fully comprehend the risk inherent in their investments. Arguably, the most important job an advisor has is to …

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Should You Own Cryptocurrency in Your Portfolio?

Should You Own Cryptocurrency in Your Portfolio?     We’ve been fielding several inquiries lately into Bitcoin and cryptocurrencies and whether they are a good “investment.” I don’t believe anyone knows what the future of cryptocurrency holds, but cryptos seem to be building momentum and it’s certainly worth understanding the risk and reward that may …

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The Opioid Crisis and Family Finances

The Opioid Crisis and Family Finances Recent headlines about the opioid crisis are centered around the lawsuits that have been brought by states and municipalities against the manufacturers and distributors of opioids. The costs to treat people with opioid addiction have drained government budgets and they are rightfully seeking compensation. Unfortunately, at this point, it …

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10 Things to Consider When Planning to Transition into Retirement

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