Pat Fair

AP Wealth Management Team

What is an Investment Philosophy? Why does it matter?

What is an Investment Philosophy? Why does it matter?   Perhaps a good place to start when discussing investment philosophy would be to look at a term with which many of us are more familiar – worldview. According to Merriam-Webster’s Dictionary, a person’s worldview is “a comprehensive conception of the world especially from a specific …

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Interest Rates’ Impact on Bond Prices

Interest Rates’ Impact on Bond Prices   It has been a heavy-hitting couple of weeks across the global economic landscape and most of the news articles are discussing interest rates.  Given this, AP Wealth has put together a short explanation of how interest rates impact bond prices.   The chart below shows the inverse relationship …

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What is a Custodian?

  What is a Custodian?   A custodian is a financial institution that holds customers’ securities for safekeeping so as to minimize the risk of their theft or loss.   A custodian can hold securities and other assets in electronic or physical form. Since they are responsible for the safety of assets and securities that …

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How to Detect an Identity Thief

How to Detect an Identity Thief   As identity theft in the U.S. increases, it’s important for advisors to be aware of the possible signs of a client imposter.     Our firm is dedicated to keeping our clients’ information safe. We stay up-to-date on best practices. Knowledge and awareness are key to protecting clients …

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Interpreting Your Brokerage Statement

Recently, we hosted a Client Briefing here in our office where we discussed how to interpret your Schwab brokerage statement. If you’re not a financial professional, a brokerage statement may seem overwhelming or even intimidating. But we believe it’s important for all our clients to have a basic understanding of what is happening each month …

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