Clayton Quamme

What should you do if you gained a large financial windfall from selling your home?

What should you do if you gained a large financial windfall from selling your home?     Many homeowners have cashed in on the hot real estate market over the past year, with some selling their homes even if they didn’t plan to because the offer that they received was irresistible. These homeowners may now …

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Clayton Quamme, CFP

Why Your Savings Rate Matters

Why Your Savings Rate Matters   When a crisis hits, like COVID, people tend to save more money. As people get more fearful about the future, they are more likely to spend less and save more. As the crisis subsides and recovery takes place, people start spending more and saving less. So, how much should …

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AP Wealth Management Financial Advisors

What ‘taboo’ money topics should we be openly discussing?

What ‘taboo’ money topics should we be openly discussing?   When asked what we do, My wife (a marriage and family therapist) and I (a financial planner) tell folks that we play a very unique role in people’s lives. We spend many hours helping individuals and couples with topics that are traditionally taboo – marriage …

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The Briefing - Financial Perspective

The Briefing | Cryptocurrencies

The Cryptocurrency Craze:   Watch the replay of Wednesday’s Briefing with Clayton and Tom. They dove into the cryptocurrency craze sweeping the markets. They discussed Coinbase, Bitcoin, Blockchain, and other topics related to cryptocurrencies. They also discussed the different ways to invest in crypto and answer your questions in what was a very interactive session …

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Investing and the Election

Investing and the Election   Just when it feels we cannot pack anything else into 2020.  We are now less than 90 days from the election.  Emotions are running high with all the uncertainty in 2020, and we are starting to receive questions about the election and changes to investment portfolios. The most common question …

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Charitable Giving & Qualified Charitable Distributions

Charitable Giving & Qualified Charitable Distributions   At AP Wealth, one of the conversations we love having with clients is charitable giving.  It is truly amazing listening to our clients discuss all the different ways they give back to the community.  In fact, those conversations inspired us to create the Walton Award which recognizes a …

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A Strategic Withdrawal Strategy for Health Savings Accounts (HSAs)

A Strategic Withdrawal Strategy for Health Savings Accounts (HSAs)   We continue to see more and more companies offering high deductible health plans (HDHP) with an HSA account option.  For healthy adults, if you have minimal medical visits a HDHP with HSA can save you money given the lower premiums and tax deduction for the …

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Give The Gift Of The Lifetime Financial Solution™ This Holiday Season

Give The Gift Of  The Lifetime Financial Solution™ This Holiday Season   Looking for a gift that will truly benefit a loved one for the rest of their life? Consider the gift of financial planning, The Lifetime Financial Solution™ or LFS from AP Wealth. Since this is not your typical wrapped gift found under the …

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Lessons from the Blue Ridge Relay

Lessons from the Blue Ridge Relay   Did you know that one of the largest running relay races in the United States takes place just up the road in the Blue Ridge Mountains? It is called The Blue Ridge Relay, and this year I had the opportunity to participate by running with a group from …

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